How the Aid and Attendance benefit helps veterans in New York

Receiving aid with daily tasks can make a significant improvement in the quality of life for New York seniors. For those who served the country bravely, the Veterans Administration Aid and Attendance Pension program is available to help make this level of improvement a little more attainable. Eligible New York vets and their surviving spouses can qualify should they need aid in various activities for daily living (also known as ADLs). These tasks could include rudimentary functions like dressing, bathing, eating, transportation for errands and appointments, and medication management, although it should be noted that eligible applicants don’t need to require aid with everything in order to qualify. A&A recipients can also utilize these funds to help pay for costs associated with home care, skilled nursing home care, or assisted living.

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What is assisted living like?

There is some variance in assisted living facilities. The facilities that are located in larger cities like New York City will be ideal for those that still want to be close to metropolitan perks such as restaurants, shops, and cultural activities. On the flip side, those who prefer the quiet nature of suburbia may gravitate toward an assisted living community in a bedroom community, where parks and familiar chain retailers rule the day.

The facilities also have variances based on interests. Some places are run by religious organizations and feature various activities and observances that are in line with the particular faith’s belief system. There are also homes that are wholly dedicated to serving veterans, which may be of interest to vets that want to spend their days enjoying the inimitable spark of camaraderie amongst those that have proudly served their country.

Each assisted living facility is home to various services that are contained within the monthly room and board fee. Basic services typically include key elements for proper senior care-fueled living, such as private living spaces, 24-hour security and nurse access, call buttons in the rooms in case of a sudden emergency, meals, housekeeping, utilities, and laundry. These essential services can be augmented for an extra fee. Extra services that could be added include salon care, massage therapy, and personalized laundry and transportation service. Because these latter services vary from venue to venue, it is always a wise idea to research to see what is included and what is constituted as an add-on perk at every assisted living facility considered. It is also prudent to ask if the facility also offers continuum of care, in which a resident can stay on the campus should their assisted living needs change over time.

What does assisted living cost in New York?

According to data culled from Genworth’s 2016 Cost of Care Survey, the average cost of assisted living in New York is $49,635 per year, which is more than the average nationwide cost of $43,539. This price tag translates to a monthly cost of $4,136 and a daily cost of $136. Precise costs will vary based on the city and the region that the facility is located in, but as a whole, the average cost is comparable to the state’s annual home health care costs, which checks out at $50,336 for homemaker services and $52,624 for home health aide services. It also represents a substantial savings in comparison to Alabama’s nursing home care costs, which can break down to an annual cost of $131,853 for a semi-private room and $135,963 for a private room.

Veterans and their spouses that do qualify for the A&A Pension Benefit can utilize the benefits they receive to help cover the assisted living costs. The benefit can provide upwards of $1,794 per month to a vet, $1,153 per month to a surviving spouse, or $2,127 per month to a couple. A veteran that files with a sick spouse can be eligible for as much as $1,410 per month.

Resources and recreation for veterans in New York

New York is a state of variety. In the upstate, there are the beautiful mountains and countryside that are home to many family farms. Many people don't realize that there is far more to New York than New York City. New York is a great choice for those that want assisted-living services in a more suburban or rural atmosphere. The colors of the leaves in Fall are absolutely breathtaking.

New York City has so many activities and amenities that one could write a book about it. Staying at the veterans home in Stony Brook puts you close to beautiful Long Island Wine Country, the beach, and close proximity to the city itself. Here you can arrange to take in a Broadway Play or do some fabulous shopping. Public and private transportation services are available for excursions.